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5362 Candleberry Drive
PROVIDED SCENARIO
5362 Candleberry Drive
5362 Candleberry Drive
Sales Price
$ 388,890
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Property Information
County
Vancouver, British Columbia
estimated county tax
$152
estimated city tax
$442
est. annual homeowners insurance
$183
HOA/COA annual
$1,500
Additional Information
PMI FALLS OFF
1 Year
First Payment Due
Janurary
ARM Information
Special Program Information
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Index and Plan
1 Year
Margin
Janurary
First Adjustment Cap
Janurary
Interim Adjustment Cap
Janurary
Maximum Adjustment Cap
Janurary
PROVIDED SCENARIO
5362 Candleberry Drive
Sales Price
$ 388,890
Your actual rate, payment, and costs could be higher. Get an Official Loan Estimate before choosing a loan.
Loan Amount - First Mortgage
200,403
LOAN TYPE
Conventional
LOAN PROGram
30 Year Fixed
loan to value
90%
interest rate
6.5%
APR
6.84%
1st Mortgage
2nd Mortgage
LOAN Amount
Conventional
Conventional
LOAN TYPE
Conventional
Conventional
LOAN PROGram
30 Year Fixed
30 Year Fixed
loan to value
90%
90%
interest rate
6.5%
6.5%
APR
6.84%
6.84%
Monthly Payment (Year 1)
2,632 /mo
principal + interest - First Mortgage (Year 1)
$2212
principal + interesT - Second Mortgage
$2212
Interest Only Payment - First Mortgage
$2212
Interest Only Payment - Second Mortgage
$2212
mortgage insurance factor
$152
real estate taxes
$442
real estate taxes
$442
Est. Flood Ins.
$442
monthly hoa dues
$183
est. homeowners ins.
$183
Cash to Close
211,300
Down payment
$38,890
total closing costs
$9,964
total prepaids + escrows
$2,812
Total Other Credits / Costs
$(8,079)
Scenario Adjustments (Year 1)
Scenario
Sales Price
Down Payment
Payment:
Cash To Close:
Interest Rate (Yr 1):
Original
$38,890
$38,890
$38,890
$38,890
6.125%
Current
$38,890
$38,890
$38,890
$38,890
6.125%
Difference
$38,890
$38,890
$38,890
$38,890
6.125%
Monthly Payments
Difference:
$38,890
Original
Sales Price
$38,890
Payment:
$38,890
Cash To Close:
$38,890
Interest Rte:
6.125%
Cash To Close
Difference:
$38,890
Overview
down payment
$38,890
loan amount
$38,890
loan program
30 year fixed
loan type
Conventional
loan to value
90%
interest rate/ apr
6.5% / 6.84%
Closing costs
$9,964
Fee name lorem ipsum
$500,000
$9,964
Fee name lorem ipsum
$500,000
Total Prepaids and Escrows
$9,964
est. homeowners insurance
$500,000
per diem interest
$500,000
est. Annual Flood insurance
$500,000
$9,964
homeowners ins. 3 months at:
$500,000
county prop. taxes 4 months at
$500,000
county prop. taxes 4 months at
$500,000
county prop. taxes 4 months at
$500,000
aggregate adjustment
$500,000
Customer is waiving escrow accounts on this loan.
Other Charges
-$9,964
tax proration
$500,000
tax proration
$500,000
Cash Due From Borrower
$ 49,887
Property Information
County
Vancouver, British Columbia
estimated county tax
$152
estimated city tax
$442
est. annual homeowners insurance
$183
est. annual Flood insurance
$183
HOA/COA annual
$1,500
Additional Information
PMI FALLS OFF
1 Year
First Payment Due
Janurary
ARM Information
Index and Plan
1 Year
Margin
Janurary
First Adjustment Cap
Janurary
Interim Adjustment Cap
Janurary
Maximum Adjustment Cap
Janurary
1-0 Buydown Information
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